Wednesday, July 23, 2008
Car Insurance On The Cheap
By Edward Welch
Most car insurance companies will try to get you to sign up with them before you have a chance to find out what the other car insurance companies quotes will be. One strategy the car insurance companies use is to have you give them all your contact information when you request the car insurance quote. Trust me, they'll be calling you.
It’s okay to give the car insurance companies the information they desire – they’ll need it to offer you an accurate car insurance quote. However, when a person from the car insurance company contacts you to offer you your cheap quote - it's vital that you don’t accept that offer until you’ve received all your other car insurance quotes.
One strategy for dealing with car insurance companies who are quite assertive in their attempt to get you to accept their cheap car insurance quote is to have a “line” ready to tell each of them who contact you. You don’t need to worry about being rude or anything. You simply say “Thanks for the car insurance quote, but I will not be making a decision until I receive all the car insurance quotes I’ve requested - have a good day” - then hang up the phone. You can even read it from this article. They will probably try to say something else to get you to accept their cheap quote –however, you will have already been hanging up the phone. Be sure to offer this same response to each salesperson who contacts you about the cheap car insurance quote.
Next, continue your research collecting car insurance quotes from every car insurance company you can find. Don’t let the salespeople talk you into anything. After you’ve received each of your car insurance quotes – take a close look at all the car insurance policies. Pick out two or three of the car insurance policies with the cheapest quotes, compare the car insurance policies to make sure they are similar with the same insurance coverage. Now, you’re ready to pick the cheap car insurance quote and contact the car insurance company with your decision to purchase the cheap car insurance, not the decision that a cheap car insurance salesperson talked you into.